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Get Instant Cash Loan
in 10 mins, with EarlySalary

Money is an enabler - an essential one that really shouldn’t dampen your happiness, but elevate it instead. Whether it’s that item you’ve been wanting to purchase for the longest time, or your utility bills and rent - your money ought to be there for you. Which is why EarlySalary has got you covered with instant loans right into your bank account.

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10MN+

App Downloads

1.9MN+

Loans Given

4000+ Crores

Money Disbursed

500,000+

Happy Customers

500+

Corporate Tie-ups

10MN+

App Downloads

1.9MN+

Loans Given

4000+ Crores

Money Disbursed

500,000+

Happy Customers

500+

Corporate Tie-ups

An Instant Cash Loan That Fits All Your Needs

EarlySalary is that friend who never lets you run out of cash when you need it the most. Upgrade to the latest gadgets, get your dream bike, pay off pending bills, handle any medical or financial emergencies.

Get instant cash for all your needs. Check your eligibility within the app and get instant approval in no time. Our easy application process, minimal documentation, and quick approval ensures you never miss out in life. Go ahead, make that unplanned trip with friends, or splurge on your favorite item with instant cash from EarlySalary.

Getting an Instant Loan is truly instant in 2020. Simply download the EarlySalary app for your Android or iOS smartphone or start your application by login to the web portal, check your instant loan eligibility right from your smartphone, and have your instant loan in your account in no time. Go ahead, make that unplanned trip with friends, or splurge on your favorite item. No more missing out!

Why choose Instant Loan?

It's a rapidly evolving digital age, and EarlySalary offers you a truly modern, sensible instant loan option. No lengthy paperwork, instant processing times, attractive interest rates, with no prepayment charges. Borrow instant loan up to ₹ 5 lakh and have it transferred to your bank account within minutes.

Flexible Loan Amount

Starting from ₹ 5000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Flexible Loan Amount

Starting from ₹ 5000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Features of Instant Loan

EarlySalary’s instant loans are gifts that keep on giving. Featuring instant disbursals for up to Rs 5 lakhs, at rates as low as Rs 9/day, with no hidden costs, repayments in flexible, easy EMIs, a no-questions-asked usage policy, and even no prepayment charges. Finally, instant loans minus the stress.

Instant disbursal up to ₹5 lakhs

Get an approved credit limit of upto ₹5 lakhs credit limit. Transfer to the bank.

Pay as You Use

You’ll only be charged for the no of days you use the money. No hidden cost. No prepayment charges

Affordable Interest Rates

Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10,000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.

No prepayment charges

You can repay before the tenure ends with no worry about any prepayment charges. No foreclosure charges or penalty.

No Usage Restriction

We don’t ask you any questions when you apply. You get to use your money for anything and everything

Easy Repayments

With auto debit, money gets debited from your bank account. OR You can choose to prepay using the mobile app.

Instant disbursal up to ₹5 lakhs

Get an approved credit limit of upto ₹5 lakhs credit limit. Transfer to the bank when you need it. Available 24X7.

Pay as You Use

You’ll only be charged for the number of days you use the money. No hidden cost.

Affordable Interest Rates

Pay a minimal interest for the cash loan, as low as ₹9/day for Rs.10,000 borrowed.

No prepayment charges

You can repay before the tenure ends with no worry about any prepayment charges.

How to Get Instant Loan

How to Get Instant Loan

1

Register

Download & register on the EarlySalary app. Fill in a few basic details.

2

Get Instant Approval

Get approval in minutes. Once approved upload your KYC documents on the app.

3

Ready to Transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!

Eligibility Criteria

Use EarlySalary for any purpose at all, while you benefit from EarlySalary’s liberal eligibility requirements - including no minimum credit score asks, a wide age eligibility range, and low income thresholds.

Here’s all you need to be eligible for an EarlySalary instant loan →

eligibility

Must be above 21 years and below 55 years of age

eligibility

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

eligibility

Must be a resident of India

eligibility

Must be above 21 years and below 55 years of age

eligibility

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

eligibility

Must be a resident of India

Instant Cash Loan EMI Calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

EarlySalary's instant cash loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers instant cash loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.

Your EMI Amount is

₹  

13,107

Loan Amount

145,000

Min

Max

₹8,000

₹10,00,000


Interest rate

14%

12

30


Select EMI option

12 Months

3

36

Months

Months

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Frequently Asked Questions

Featured In

The industry recognizes us as much as our customers love us! And so, EarlySalary has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!

Mid Day
Times of India
Outlook India
Economic Times Tech
Media Infoline
Sakal Times