Instant Cash
Right Into Your Account, With EarlySalary
Money is an enabler - an essential one that really shouldn’t dampen your happiness, but elevate it instead. Whether it’s that item you’ve been wanting to purchase for the longest time, or your utility bills and rent - your money ought to be there for you. Which is why EarlySalary has got you covered with instant loans right into your bank account.
An Instant Cash Loan That Fits All Your Needs
EarlySalary is that friend who never lets you run out of cash when you need it the most. Upgrade to the latest gadgets, get your dream bike, pay off pending bills, handle any medical or financial emergencies.
Get instant cash for all your needs. Check your eligibility within the app and get instant approval in no time. Our easy application process, minimal documentation, and quick approval ensures you never miss out in life. Go ahead, make that unplanned trip with friends, or splurge on your favorite item with instant cash from EarlySalary.
Getting an Instant Loan is truly instant in 2020. Simply download the EarlySalary app for your Android or iOS smartphone or start your application by login to the web portal, check your instant loan eligibility right from your smartphone, and have your instant loan in your account in no time. Go ahead, make that unplanned trip with friends, or splurge on your favorite item. No more missing out!
A Modern, Sensible Loan Option
It's a rapidly evolving digital age, and EarlySalary offers you a truly modern, sensible personal loan option. No lengthy paperwork, instant processing times, attractive interest rates, with no prepayment charges. Borrow up to ₹ 2 lakh and have it transferred to your bank account within minutes.
Flexible Loan Amount
Starting from ₹ 8000 to ₹ 5,00,000. Perfect for all your cash needs.
Fully Digital Journey
No long forms. No paper-work. Just fill in some details and get instant cash.
Available 24X7
Apply for repeat loans anytime of the day and get it transferred to your bank account.
Quick and Secure
With PCI DSS App based journey, getting instant cash is easy, fast and secure.
Flexible Loan Amount
Starting from ₹ 8000 to ₹ 5,00,000. Perfect for all your cash needs.
Fully Digital Journey
No long forms. No paper-work. Just fill in some details and get instant cash.
Available 24X7
Apply for repeat loans anytime of the day and get it transferred to your bank account.
Quick and Secure
With PCI DSS App based journey, getting instant cash is easy, fast and secure.
Features
EarlySalary’s instant loans are gifts that keep on giving. Featuring instant disbursals for up to Rs 5 lakhs, at rates as low as Rs 9/day, with no hidden costs, repayments in flexible, easy EMIs, a no-questions-asked usage policy, and even no prepayment charges. Finally, instant loans minus the stress.
Instant disbursal up to ₹5 lakhs
Get an approved credit limit of upto ₹5 lakhs credit limit. Transfer to the bank.
Pay as You Use
You’ll only be charged for the no of days you use the money. No hidden cost. No prepayment charges
Affordable Interest Rates
Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10,000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.
No prepayment charges
You can repay before the tenure ends with no worry about any prepayment charges. No foreclosure charges or penalty.
No Usage Restriction
We don’t ask you any questions when you apply. You get to use your money for anything and everything
Easy Repayments
With auto debit, money gets debited from your bank account. OR You can choose to prepay using the mobile app.
Instant disbursal up to ₹5 lakhs
Get an approved credit limit of upto ₹5 lakhs credit limit. Transfer to the bank when you need it. Available 24X7.
Pay as You Use
You’ll only be charged for the number of days you use the money. No hidden cost.
Affordable Interest Rates
Pay a minimal interest for the cash loan, as low as ₹9/day for Rs.10,000 borrowed.
No prepayment charges
You can repay before the tenure ends with no worry about any prepayment charges.
How to Get Instant Cash
How to Get Instant Cash
1
Register
Download & register on the EarlySalary app. Fill in a few basic details.
2
Get Instant Approval
Get approval in minutes. Once approved upload your KYC documents on the app.
3
Ready to Transfer
Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!
Eligibility Criteria
Use EarlySalary for any purpose at all, while you benefit from EarlySalary’s liberal eligibility requirements - including no minimum credit score asks, a wide age eligibility range, and low income thresholds.
Here’s all you need to be eligible for an EarlySalary instant loan →
Must be above 21 years and below 55 years of age
Salaried individuals with a minimum salary of ₹22,000 (Metro Cities) and ₹20,000 (Non-metros)
Must be a resident of India
Must be above 21 years and below 55 years of age
Salaried individuals with a minimum salary of ₹22,000 (Metro Cities) and ₹20,000 (Non-metros)
Must be a resident of India
Our Operational Cities
Instant Cash Loan EMI Calculator
Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.
EarlySalary's instant cash loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers instant cash loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.
Related Blogs
The fintech sector has come along in the last half a decade. And so have our aspirations. Those of us fresh into our careers back then have evolved from young professionals building our lives, to aspirational individuals propelled by our own ambitions. In this period, EarlySalary is proud to have been a true partner – […]
When it comes to loans, perhaps even before the loan amount is finalized, the first thing that comes to a borrower’s mind is repayment. Monthly EMIs is one of the most pervasive ways through which financial institutions give out loans and ensure repayment occurs at regular time intervals. The amount of your Equated Monthly Installments […]
In the midst of COVID-19 pandemic and sporadic lockdowns – and their impact on our finances, running from pillar to post for loan applications and approvals is the last scenario you’d want to deal with. In this age, with all services digitalized, borrowing online is now easy. With dozens of lenders advancing loans online, instant […]
View all blogsFrequently Asked Questions
Featured In
The industry recognises us as much as our customers love us! EarlySalary has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!
