For a life without worries, money should always be readily available in your wallet. With rising prices and the level of livelihood, personal loan apps like EarlySalary is the best bet to ensure that you continue living without worry. With low-interest rates and a flexible repayment system, EarlySalary’s personal loan app offers personalised personal loans to cater to your needs. Salaried employees have never found it easier before to apply for loans. Download the best personal loan app in India, and ensure you’re never short on cash, and always short on cash related anxiety.
You have come to the right place. When a million customers rely on it, you can be sure it’s the best personal loan app in India. EarlySalary offers a zero hassle instant personal loan experience that prioritises speed and convenience. Irrespective of why you require cash, EarlySalary offers personal loans upto INR 5 Lakhs with cheap interest rates, flexible EMIs for repayment, and zero prepayment charges if you’d like to close your loan early.
Download the app now, and apply for quick hassle-free personal loans, by uploading some basic documents. The next thing you know, your loans are approved instantaneously. With the EarlySalary advantage, you don’t have to worry about cash crunches anymore.
Features for Personal Loan
Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.
Low Cost Shopping EMIs
With auto debit, money gets debited from your salary bank account directly. You can always choose to prepay using the mobile app
Low Cost Travel EMIs
Book your holiday on MakeMyTrip or Yatra and pay in 0 cost 3 EMIs or low cost 6 EMIs
Instant disbursal up to ₹5 lakhs
Get an approval up to `5 lakhs credit limit. Transfer to the bank when you need it. Available 24X7dfg
Affordable Interest Rates
Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.
How to Apply for +Personal Loan
Not just cash, you can use your EarlySalary limit to do more.
Eligibility for personal loan
Must be a Salaried-employee with in hand salary ₹ 22,000 (Metro Cities) & 20,000 for (Non-Metros)
Must Be above 21 years & Below 55 years of age
Must be a resident of india
3 Month Salary Slip ( PDF) - Not mandatory for all customer
Personal Loan EMI calculator
Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.
EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.
Here what people are saying about EarlySalary
They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it […]
Why is investing important? It is a question with an obvious but prudent answer. If you are already struggling to manage a monthly budget and repaying debts, you might wonder why should you add another financial task to your to-do list. But, investing might be the most important expenditure of all. Investing is crucial as […]
While pay equity as a concept is fairly old, its context has continued to evolve with time. Originally leveraged as a tool to combat the adverse impact of unequal pay between people of varying social classes and backgrounds, it is now the de facto term to address gender pay disparity. India has had a good […]