personal-loan-key-features

Personal Loans for All Your Needs

Manage all of life’s instant upgrades with Personal Loans from EarlySalary. Get up to ₹5 lakh in just 10 minutes.

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10MN+

App Downloads

2.4MN+

Loans Given

5000+ Crores

Money Disbursed

500,000+

Happy Customers

700+

Corporate Tie-ups

10MN+

App Downloads

2.4MN+

Loans Given

5000+ Crores

Money Disbursed

500,000+

Happy Customers

700+

Corporate Tie-ups

Personal Loan

Whether it’s a last-minute travel plan or medical emergency – a personal loan is an easy solution to all your financial needs.

A personal loan can be an easy solution to all your financial needs. You can apply for a personal loan online without submitting physical paperwork. With over five lakh happy customers, EarlySalary is emerging as one of the top platforms for personal loans.

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Personal Loan Eligibility Criteria

EarlySalary offers the best personal loans with easy-to-meet eligibility criteria.

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Personal Loan Age Eligibility Criteria Logo - EarlySalary

Age: Between 21 and 55 years

Personal Loan Salary Eligibility Criteria Logo - EarlySalary

Metro cities: Minimum salary - ₹18,000

Non-metro cities: Minimum salary - ₹15,000

Personal Loan Residence Eligibility Criteria Logo - EarlySalary

Residence: Must be a resident of India

Personal Loan Age Eligibility Criteria Logo - EarlySalary

Age: Between 21 and 55 years

Personal Loan Salary Eligibility Criteria Logo - EarlySalary

Metro cities: Minimum salary - ₹18,000

Non-metro cities: Minimum salary - ₹15,000

Personal Loan Residence Eligibility Criteria Logo - EarlySalary

Residence: Must be a resident of India

Documents Required for a Personal Loan

The online Personal Loan application process from EarlySalary requires minimal documentation and is super easy.

,

The best part? You get a loan in 10 minutes.

A Selfie



Identity Proof

Passport/Aadhaar card/PAN card/driver's license

Address proof

Passport/a rental agreement/utility bills/voter’s ID

Proof of Income

Bank statements and salary stubs for the last 3 to 6 months

Personal Loan EMI Calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

Your EMI Amount is

₹  

13,107

Loan Amount

145,000

Min

Max

₹8,000

₹10,00,000


Interest rate

14%

12

30


Select EMI option

12 Months

3

36

Months

Months

How to get a Personal Loan?

Skip the queues and lengthy paperwork – EarlySalary Personal Loan helps simplify finance. Learn how to get a loan online by clicking on the read more tab.

Getting a personal loan on EarlySalary is easy.

How to apply for a personal loan:

How to get a Personal Loan?

Skip the queues and lengthy paperwork – EarlySalary Personal Loan helps simplify finance. Learn how to get a loan online by clicking on the read more tab.

Getting a personal loan on EarlySalary is easy.

How to apply for a personal loan:

1

Register

Download the EarlySalary App or Register on the Website. Fill in the few Basic Details.

2

Get Instant Approval

Get approval in minutes. Once approved upload your KYC documents on the app.

3

Ready to Transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!

Why Choose a Personal Loan from EarlySalary?

EarlySalary seamlessly offers online personal loans. From personal loan instant approvals to quick disbursement, we’ve simplified finance for you.

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Flexible Loan Amount

Starting from ₹ 5000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Flexible Loan Amount

Starting from ₹ 5000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

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How to get a pre-approved Personal Loan?

Summary: A personal loan is provided without any security; therefore, you would not have to submit collateral for a pre-approved personal loan. This article will discuss how to get a personal loan pre-approved by the lender. Introduction When you fall under a financial crunch, you can contact your lender for a pre-approved personal loan facility. […]

What is MCLR Rate? How it affects a Loan?

Highlight: Find what the MCLR rate is and how it can impact various loans. Know how MCLR impacts your best personal loans if they show changes in interest rates. The MCLR or the Marginal Cost of Funds based Lending Rate system owes its introduction to the RBI or the Reserve Bank of India.  Launched in […]

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Frequently Asked Questions

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