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Avail Instant Personal Loan Online in India in Just 10 Mins

Get a personal loan up to ₹5lakhs with Quick Disbursal, Flexible Tenure, Minimal Documentation, and Attractive Interest Rates.

Apply for an instant loan from Earlysalary for all your needs.

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EarlySalary’s Personal Loan: For All Your Needs

An online loan can help you pay off urgent bills, tackle medical emergencies, or renovate your home. At EarlySalary, you can get an instant personal loan online within minutes for all your needs. From a quick loan, a marriage loan, a travel loan, to a medical loan, and so on.

In other words - a cash crunch is no longer a challenge when we have your back. And, it’s possible to keep up with the high costs of living in modern times. Check your personal loan eligibility and credit limit with the EarlySalary app. And, get your approved cash credited to your bank account instantly.

So go ahead, get what you want done, without your wallet tugging at you. With a personal loan from EarlySalary, cash restrictions are a thing of the past.

Why choose Personal Loans?

Getting an instant personal loan has never been easier. Here are the steps to apply for a personal loan:

  • Register
    Download & register on the EarlySalary app. Fill in a few basic details.
  • Get Instant Approval
    Get approval in minutes. Once approved upload your KYC documents on the app.
  • Ready to Transfer
    Once your KYC is in place, just select how much cash you want to transfer to your bank, and you are set!

Flexible Loan Amount

Starting from ₹ 5000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Flexible Loan Amount

Starting from ₹ 5000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Advantages of Personal Loans with EarlySalary

1. No restrictions on usage of the loan amount – Unlike other loans, you are free to use the instant personal loan amount for any of your urgent requirements. Also, getting the best personal loan interest rates is easier. This is one of the best features of quick personal loans online.

2. No collateral requirement – If you are applying for quick personal loans online through EarlySalary, you need not pay or pledge for security to get the instant personal loan online (unlike the conventional way of collateral or security deposit).

3. Flexible repayment – You are free to choose the duration of the quick personal loan online, but the main product is an enhancement to the salary and can be availed for a month. You can also opt to repay the amount whenever you feel like. To calculate personal loan interest rates, use our personal loan EMI calculator.

4. Less documentation – With digital revolution and digital money, loan processing has become easier and less tedious, unlike it used to be in the past. You only need to submit basic documents and your loan is approved within minutes. For approved users, the disbursal happens in seconds.

5. Attractive and reducing interest rates – A unique feature of EarlySalary is that it offers the best personal loan interest rates based on your credit score and also, if you do not have one. Also, the interest rate is fixed throughout the tenure of your loan and is not subject to change. So, you need not worry about interest rate changes.

The interest rate is very rational and comes down to less than Rs.9/day if you avail Rs.10,000, so if you take Rs.10,000 for 5 days your interest will be Rs.45 which is quite feasible.

6. Borrow multiple time: - Customer can borrow loan multiple times. He can repay the active loan and avail next loan after 3 days from the repayment date.

7. No Pre closure Charges: - There is no pre closure charges applied to customer if he wants to close the active loan before his loan duration or loan tenurity. Customer has to pay only the outstanding amount that is shown in the application.

8. 24*7 Service: - Customer can apply for loan anytime from EarlySalary application.

How to Get Instant Personal Loan

How to Get Instant Personal Loan

1

Register

Download & register on the EarlySalary app. Fill in a few basic details.

2

Get Instant Approval

Get approval in minutes. Once approved upload your KYC documents on the app.

3

Ready to Transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!

Eligibility Criteria

All you need to be eligible for a EarlySalary loan.

Eligibility Criteria - Indian Citizen Logo - EarlySalary

Must be above 21 years and below 55 years of age

Eligibility Criteria - Salaried Personal Logo - EarlySalary

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

Eligibility Criteria - Age limit Logo - EarlySalary

Must be a resident of India

Eligibility Criteria - Indian Citizen Logo - EarlySalary

Must be above 21 years and below 55 years of age

Eligibility Criteria - Salaried Personal Logo - EarlySalary

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

Eligibility Criteria - Age limit Logo - EarlySalary

Must be a resident of India

What is Personal Loan?

A Personal loan is money that an individual borrowed from a bank, credit union or Online lender that they can pay in flexible EMI tenure.

Personal loans are of two types , Secured and Unsecured. Secured Personal Loan requires you to pledge valuable tangible assets to guarantee repayment and has a lower interest rate while unsecured loans do not require any collateral from borrowers and can be used for any reason.

Personal Loan EMI Calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.

Your EMI Amount is

₹  

13,107

Loan Amount

145,000

Min

Max

₹8,000

₹10,00,000


Interest rate

14%

12

30


Select EMI option

12 Months

3

36

Months

Months

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The industry recognizes us as much as our customers love us! And so, EarlySalary has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!

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