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Instant Unsecured

Personal Loans, With EarlySalary

Is getting a personal loan online a hassle to the point of being a pain? Not with EarlySalary. Featuring instant disbursals for up to Rs 5 lakhs, EarlySalary’s collateral free personal loan is your solution to all expenses - both essential and aspirational. All of this, at super affordable interest rates.

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EarlySalary’s Personal Loan: For All Your Needs

EarlySalary’s instant personal loan online makes life uninterrupted, unrestricted, and happier.

Looking to pay off those urgent bills? Want to buy that new gadget, or even a new vehicle? Maybe you want to do some home renovation? Or perhaps you’re getting married! At EarlySalary, you can get a personal loan online within minutes for all your needs - from home renovation to even travel, and of course, for medical emergencies too.

In other words - a cash crunch is no longer a challenge, and it’s possible to keep up with the high costs of living in modern times. You can check your personal loan eligibility and credit limit right from the EarlySalary app, and move the personal loan funds directly to your bank account instantly. So go ahead, celebrate your special days, with the people that matter, without your wallet tugging at you. With a personal loan from EarlySalary, cash restrictions are a thing of the past.

Why choose Personal Loans?

We’ve got enough reasons for you to choose Personal Loan with EarlySalary.

  • Instant loans up to ₹5 lakh
  • Cash transfer to your bank account in minutes
  • Flexible repayment tenure from 90 to 730 days
  • No prepayment charges, pay interest only on the amount used
  • Advance salary loans at 24%-30% p.a. translating to 2% - 2.5% a month

Flexible Loan Amount

Starting from ₹ 8000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Flexible Loan Amount

Starting from ₹ 8000 to ₹ 5,00,000. Perfect for all your cash needs.

Fully Digital Journey

No long forms. No paper-work. Just fill in some details and get instant cash.

Available 24X7

Apply for repeat loans anytime of the day and get it transferred to your bank account.

Quick and Secure

With PCI DSS App based journey, getting instant cash is easy, fast and secure.

Advantages of Personal Loans with EarlySalary

1. No restrictions on usage of the loan amount – Unlike other loans, you are free to use the instant personal loan amount for any of your urgent requirements. Also, getting the best personal loan interest rates is easier. This is one of the best features of quick personal loans online.

2. No collateral requirement – If you are applying for quick personal loans online through EarlySalary, you need not pay or pledge for security to get the instant personal loan online (unlike the conventional way of collateral or security deposit).

3. Flexible repayment – You are free to choose the duration of the quick personal loan online, but the main product is an enhancement to the salary and can be availed for a month. You can also opt to repay the amount whenever you feel like. To calculate personal loan interest rates, use our personal loan EMI calculator.

4. Less documentation – With digital revolution and digital money, loan processing has become easier and less tedious, unlike it used to be in the past. You only need to submit basic documents and your loan is approved within minutes. For approved users, the disbursal happens in seconds.

5. Attractive and reducing interest rates – A unique feature of EarlySalary is that it offers the best personal loan interest rates based on your credit score and also, if you do not have one. Also, the interest rate is fixed throughout the tenure of your loan and is not subject to change. So, you need not worry about interest rate changes.

The interest rate is very rational and comes down to less than Rs.9/day if you avail Rs.10,000, so if you take Rs.10,000 for 5 days your interest will be Rs.45 which is quite feasible.

6. Borrow multiple time: - Customer can borrow loan multiple times. He can repay the active loan and avail next loan after 3 days from the repayment date.

7. No Pre closure Charges: - There is no pre closure charges applied to customer if he wants to close the active loan before his loan duration or loan tenurity. Customer has to pay only the outstanding amount that is shown in the application.

8. 24*7 Service: - Customer can apply for loan anytime from EarlySalary application.

How to Get Instant Personal Loan

How to Get Instant Personal Loan

1

Register

Download & register on the EarlySalary app. Fill in a few basic details.

2

Get Instant Approval

Get approval in minutes. Once approved upload your KYC documents on the app.

3

Ready to Transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!

Eligibility Criteria

All you need to be eligible for a EarlySalary loan.

eligibility

Must be above 21 years and below 55 years of age

eligibility

Salaried individuals with a minimum salary of ₹22,000 (Metro Cities) and ₹20,000 (Non-metros)

eligibility

Must be a resident of India

eligibility

Must be above 21 years and below 55 years of age

eligibility

Salaried individuals with a minimum salary of ₹22,000 (Metro Cities) and ₹20,000 (Non-metros)

eligibility

Must be a resident of India

What is Personal Loan?

A Personal loan is money that an individual borrowed from a bank, credit union or Online lender that they can pay in flexible EMI tenure.

Personal loans are of two types , Secured and Unsecured. Secured Personal Loan requires you to pledge valuable tangible assets to guarantee repayment and has a lower interest rate while unsecured loans do not require any collateral from borrowers and can be used for any reason.

Personal Loan EMI Calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.

Loan Calculator
How much would you like?
Disbursement Amount
30,000
₹8,000₹2,00,000
TenureEMI Amount
0

Interest Rate % P.A
Stamp Duty ₹100

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Featured In

The industry recognises us as much as our customers love us! EarlySalary has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!

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