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Instant Unsecured

Personal Loans, With EarlySalary

Life is full of expenses - both essential and aspirational. Funding either (or both) of them should really not be an issue. Not when you have EarlySalary’s personal loans to assist you. With instant disbursal for up to Rs 2 lakhs, EarlySalary’s collateral free personal loans are the solution to all sorts of expenses. And did we mention the rock bottom interest rates?

Why Should I Choose Earlysalary?

With EarlySalary’s personal loans, life is uninterrupted, uninhibited, and a whole lot happier.

EarlySalary’s instant personal loans allow you rapid access to credit within minutes, with none of the hassle typically associated with traditional personal loans.

That means less paperwork, instant disbursals, and rates as low as Rs 9 per day. You can look up your eligibility and credit limit right from the app, and have the funds move to your bank account within minutes of approval. It can’t get any sweeter than this! The app even allows you to check your loan eligibility within seconds and move the loan amount in your account in equally short time.

Advantages of Personal Loans with EarlySalary

1. No restrictions on usage of the loan amount – Unlike other loans, you are free to use the instant personal loan amount for any of your urgent requirements. Also, getting the best personal loan interest rates is easier. This is one of the best features of quick personal loans online.

2. No collateral requirement – If you are applying for quick personal loans online through EarlySalary, you need not pay or pledge for security to get the instant personal loan online (unlike the conventional way of collateral or security deposit).

3. Flexible repayment – You are free to choose the duration of the quick personal loan online, but the main product is an enhancement to the salary and can be availed for a month. You can also opt to repay the amount whenever you feel like. To calculate personal loan interest rates, use our personal loan EMI calculator.

4. Less documentation – With digital revolution and digital money, loan processing has become easier and less tedious, unlike it used to be in the past. You only need to submit basic documents and your loan is approved within minutes. For approved users, the disbursal happens in seconds.

5. Attractive and reducing interest rates – A unique feature of EarlySalary is that it offers the best personal loan interest rates based on your credit score and also, if you do not have one. Also, the interest rate is fixed throughout the tenure of your loan and is not subject to change. So, you need not worry about interest rate changes.

The interest rate is very rational and comes down to less than Rs.9/day if you avail Rs.10,000, so if you take Rs.10,000 for 5 days your interest will be Rs.45 which is quite feasible.

6. Borrow multiple time: - Customer can borrow loan multiple times. He can repay the active loan and avail next loan after 3 days from the repayment date.

7. No Pre closure Charges: - There is no pre closure charges applied to customer if he wants to close the active loan before his loan duration or loan tenurity. Customer has to pay only the outstanding amount that is shown in the application.

8. 24*7 Service: - Customer can apply for loan anytime from EarlySalary application.

How to Get Instant Personal Loan

How to Get Instant Personal Loan

1

Register

Download & register on the EarlySalary app. Fill in a few basic details.

2

Get Instant Approval

Get approval in minutes. Once approved upload your KYC documents on the app.

3

Ready to Transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!

Eligibility Criteria

All you need to be eligible for a EarlySalary loan.

Must be above 21 years and below 55 years of age

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

Must be a resident of India

Must be above 21 years and below 55 years of age

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

Must be a resident of India

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