With the constant increase in the needs and expenses living in a metropolitan area like Delhi, personal loans are becoming one of the most popular forms of credit that people are resorting to. One of the primary reasons for this popularity is the flexibility that personal loan apps like EarlySalary offer by way of the freedom in fund usage. Coupled with no collateral and instant access, they are quickly becoming Delhi’s go-to choice for credit.
Life in a metropolitan city like Delhi comes with it’s set of financial challenges. The expensive lifestyle and high taxation system can burn a hole in your pocket. Added to these, inevitable situations in forms of medical emergencies and rental payments can be financially draining for an average salaried professional. Then there’s the high rates of accomodation charges in the NCR, taking a substantial cut from their income. Along with these, Delhites have to pay a high cost of transportation too. Known as the hub of exquisite delicacies, Delhi is definitely a place to drown oneself in the exotic cuisines served in every corner of the city. Therefore the luxury to dine in various lip smacking food joints becomes a necessity.
Availability of extra cash can heavily influence your life when you live in a cosmopolitan city like Delhi. At times like these, personal loans can prove life-saving and reduce the financial burden off our shoulders. In today’s age, we can avail a personal loan right from the comforts of their own home. EarlySalary takes pride in providing their customers instant personal loan with a few clicks of the finger. We believe that 'Dilli ke Dilwale’ should not fall short in their grandeur to enjoy life due to money crunch, which is why we have personal loans made available right at your fingertips, using the EarlySalary app.
Features for Personal Loan
Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.
Low Cost Shopping EMIs
With auto debit, money gets debited from your salary bank account directly. You can always choose to prepay using the mobile app
Low Cost Travel EMIs
Book your holiday on MakeMyTrip or Yatra and pay in 0 cost 3 EMIs or low cost 6 EMIs
Instant disbursal up to ₹5 lakhs
Get an approval up to `5 lakhs credit limit. Transfer to the bank when you need it. Available 24X7dfg
Affordable Interest Rates
Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.
How to Apply for Personal Loan
Not just cash, you can use your EarlySalary limit to do more.
Eligibility for personal loan
Must be a Salaried-employee with in hand salary ₹ 18,000 (Metro Cities) & 15,000 for (Non-Metros)
Must Be above 21 years & Below 55 years of age
Must be a resident of India
3 Month Salary Slip ( PDF) - Not mandatory for all customer
Our Operational Cities
Personal Loan EMI Calculator
Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.
EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.
Here what people are saying about EarlySalary
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