All About the Vibe

Fibe is a one-stop financial solution fueling the aspirations of the young, tech savvy Indian.

Fibe About Us
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About us

Fibe personal loan and instant cash loan app

Fibe (formerly EarlySalary) is one of India’s leading consumer lending apps focused on young working professionals, a customer segment that is under-served by traditional lenders. Our mission is to create a financial ecosystem that helps mid-income groups fulfill their aspirations. We’re driving affordability at scale. 

We aim to evolve with the evolving financial needs of our customers over time. To help our customers upgrade their lifestyle, we have launched a host of financial products short-term Instant Cash Loans, long-term Personal Loans and Buy Now Pay Later plans across health, edtech and consumer tech.

Fibe’s Vision and Mission

Our Vision  
Our Vision  
‘Upgrade life’ by offering a comprehensive product suite
Our Mission
Our Mission
Be a market leader in the segment

Meet our visionary founders, whose unwavering dedication and innovative spirit have been the driving force behind Fibe's success story.

Akshay Mehrotra
Akshay Mehrotra
Co-Founder & CEO

A strategic planning & marketing wiz with an extensive 18+ years of work experience with some of India’s biggest brands like Future Retail Ltd, PolicyBazaar.com, Big Bazaar, and Bajaj Allianz Life Insurance Co. Ltd. He has been featured in the list of BW BusinessWorld 40 under 40, 2019, honored with the ‘Most Talented CMO of the Year’ award in 2013-2014, by CMO Asia.

Ashish Goyal
Ashish Goyal
Co-Founder & CFO

An accomplished professional with over 19+ years of experience spanning the entire gamut of financial operations as the Chief Investment Officer at Bajaj Allianz, Ashish is the financial backbone of Fibe (Formerly EarlySalary). He was honoured with the ‘Most Astute Bond Manager’ award in 2011 by Asset Magazine, Singapore. 

View our leadership

Careers at Fibe

Fibe envisions bringing financial independence to its customers, liberating them from financial restrictions and allowing them to easily manage credit, wherever and whenever they want. We're a bunch of inspired, talented folks working to elevate India's credit landscape and help millions with instant life upgrades.

Our open culture prioritises transparency and flexibility which helps us achieve our ambitious goals. If this excites you then join our journey in revisiting financial inclusivity for billions of Indians out there! 

We look forward to connecting with you. Check what suits your skills and get in touch with our open positions below.

FAQs about Fibe

Availing of a Fibe loan offers numerous advantages. Here are a few features you can benefit from:

  • Enjoy flexible loan amounts starting from ₹5,000 to ₹5 lacs with a repayment tenure ranging from 3 months to 24 months
  • Easy application process with minimal requirements of documents
  • Use the intuitive and secure Fibe app that ensures fast loan approval
  • Apply for Fibe loans anytime, anywhere and get the cash transferred to your bank directly after the approval
  • Pay affordable interest rates to stay within budget
  • Enjoy zero prepayment charges to become debt-free faster

There are umpteen Fibe products that can help you manage your financial requirements. These offerings include Instant Cash Loans, Buy Now Pay Later services, Personal Loans to meet education expenses and Instant Salary Advance designed for the financial well-being of employees.

As Fibe evolved to become a one-stop solution to manage all your credit requirements, we felt a need to rebrand. Now the EarlySalary app is called the Fibe app. Download it from Google Play Store or the App Store today to avail the facility.

You can avail a maximum loan amount of up to ₹5 lacs from Fibe.

Whether an unforeseen expense or month-end cash crunch, Fibe (formerly known as Fibe) is a one-stop solution for all your financial needs. Here are the products offered by Fibe:

  • Instant Cash Loan starting from ₹8,000 and up to ₹5 lacs at flexible repayment tenure
  • Buy Now Pay Later plans with budget-friendly EMIs to manage finances efficiently
  • Instant Salary Advance specifically designed to help employees
  • Personal Loan to cater all your life upgrades such as skill upgrades, home renovation, etc.

Fibe being a Lending Service Provider is not required to be registered with RBI yet, however Fibe only works with entities registered with RBI.

With a PCI DSS app-based journey, Fibe offers a 100% digital process for a safe and secure application process. Furthermore, Fibe is an ISO/IEC 27001-certified lending related services company following industry standard best practices and appropriate controls to provide better data security to its customers.

Yes, a loan through Fibe is safe, as the app is PCI-DSS compliant and is also ISO/IEC 27001 certified. The company implements stringent security measures to ensure data privacy. With a potential customer base of more than 15 lacs customers, Fibe (formerly known as EarlySalary) has facilitated more than 4 million instant loans to date.