education

Wedding Loan

Choose a Marriage Loan for your wedding, up to Rs. 2 Lakhs - With EarlySalary

Found the one? Ready to put a ring on it? Of course, it’s time to celebrate this with a grand wedding. From managing guests to advance hotel bookings, jewellery shopping, wedding invitations, caterers and ceremonies, an Indian marriage is one of a kind celebration that demands a big fat budget. But not everyone is lucky enough to afford a dream wedding, which is exactly why EarlySalary is offering a marriage loan.

Why Should I Choose Earlysalary?

Weddings are the most beautiful and thought-provoking ceremony in any culture.

While we all try to save big for the D-day, most weddings overshoot the planned budget and we do not want to compromise on anything on a special day. We love to get wedding wishes from everyone and anyone but the same is not true for monetary favours. This is where a wedding loan can help. Now you can choose the best venue, caterers, outfits and a lot more with a marriage loan from EarlySalary. With instant online loan application and quick disbursal, getting a wedding loan is as easy as pie. Just enjoy the wedding shenanigans. After all, this is what you will love, laugh and celebrate on your marriage anniversary.

Advantages of wedding loan with ES

Celebrate unrestricted, with minimal paperwork and no collateral.

Why Take a Personal Loan for Your Wedding From EarlySalary?

1. When your match is made in heaven, it only makes sense to give it the grandeur and scale it deserves. A decision that can often require a personal marriage loan, since the last thing we’d want is a compromise on the biggest day of your life. EarlySalary’s loan loan application can be approved within 5 minutes, with disbursal within 8 to 24 hours.

2. Marriages can often be expensive, but a wedding loan helps avoid maxing out your credit cards and dipping into your valuable savings. Save those for the equally exciting phase of your life that begins from the very next day! You can avail loans of up to Rs 2 lakhs with minimal hassle.

3. A restricted wedding budget can often result in compromises on important items and wishlists. Add unforeseen expenses and last minute additions, and the need for a personal loan for your wedding wishes becomes obvious. It makes it possible to celebrate uninhibited, without worries. Which is why EarlySalary’s wedding loans are collateral free with zero paperwork.

4. Flexible repayment options with zero prepayment charges ensures your post-marriage phase is as wonderful as your marriage.

5. Attractive and fixed interest rates – A unique feature of Earlysalary is that it offers the best personal loan interest rates based on your credit score and also, if you do not have one. Also, the interest rate is fixed throughout the tenure of your loan and is not subject to change. So, you need not worry about interest rate changes.

How to get a wedding loan?

How to get a wedding loan?

1

Register

Log on to the Early Salary website or App and share some basic details.

2

Approval and EMI selected

Once your loan gets approved select EMI options as per your convenience

3

Ready to transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set.

Eligibility Criteria

All you need to be eligible for a EarlySalary loan.

Must be above 21 years and below 55 years of age

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

Must be a resident of India

Must be above 21 years and below 55 years of age

Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros)

Must be a resident of India

Documents needed for

personal loans at ES

Proof of Identity: PAN Card (any one)

Proof of Residence: Leave and License Agreement / Electricity Bill (not more than 3 months old) / Passport

Latest 3 months Bank Statement (where salary/income is credited)

Salary slips for the last 3 months or the 3 months bank statement

1 passport size photograph

Note – If you want quick personal loans online, all the document must be in PDF format and self-attested by the customer. No photocopies are allowed.

Security and confidentiality of personal details

Earlysalary processes all loans online. Below are a few major precautions that we at Earlysalary take for protecting your personal loan details.

1

Secure Socket Layer (SSL) Encryption

Provides secured login through https:// protocol. Our Personal loan EMI calculators are also protected and safe to calculate your personal loan interest rates.

2

2-Factor or Multi-factor authentication measures

Allows you to securely login using security questions or by the use of a security code sent to your registered mobile number.

3

Use of Cookies

No additional information is required every time you log in to Earlysalary.

4

Firewalls

Firewalls filter the unauthorized and unsecured data coming and going out of our servers.

5

Secured and Confidential Credentials

Earlysalary never shares your password with anyone (and neither should you).

Wedding Loan Tips

As with any other loan, it is prudent to stick to some best practices before you initiate the loan request for your new life.

A few things to consider before applying for quick marriage loans online.

Estimate your needs well: To avoid having to borrow again if the requirement arises.

Factor in a buffer: Estimate 15-20% additional costs for last minute expenses, and miscellaneous costs. A wedding planner may be useful for these.

Plan long term: You may also want to factor in other goals such as a vehicle, new home, honeymoon, marriage anniversary celebrations etc - all of which typically follow marriages.

Be Reasonable: It’s absolutely a great idea to have a wedding worthy of your expectations, but don’t let the easy access to EarlySalary’s personal loan tempt you into extravagant expenses that may make it difficult for you to pay back in time.

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