hero-banner

Congratulations,

You've qualified for the all-new, exclusive SalaryCard
Now Enjoy your +One Salary.

What is SalaryCard?

Here's a digital card for the digital age. Give your salary the upgrade you've always desired for, with the fastest process & the smartest features: get dynamic limits, enjoy flexible tenure options, shop on EMIs on any merchant, save up to ₹ 12000 round the year, all on ZERO subscription fees, ZERO annual charges or ZERO renewal fees.

Key features of SalaryCard

We understand your needs really well, that’s why we never ask you what do you need the money for.

Higher limits

Get up to 3 times your salary available to spend instantly, at any store or website

Dynamic Tenure Available

Pick your desired tenure - from 1 to 12 EMIs, without paying a penny

Zero Processing Fees

Pay for purchases in EMIs as many times as you like, without worrying about fees unlike on other cards

No Annual or Renewal Fee. Forever.

Enjoy higher limits valid for lifetime at zero charge

Higher limits

Get up to 3 times your salary available to spend instantly, at any store or website

Dynamic Tenure Available

Pick your desired tenure - from 1 to 12 EMIs, without paying a penny

Zero Processing Fees

Pay for purchases in EMIs as many times as you like, without worrying about fees unlike on other cards

No Annual or Renewal Fee. Forever.

Enjoy higher limits valid for lifetime at zero charge

Introducing SalaryCard

Not just cash, you can use your EarlySalary limit to do more

How to get your SalaryCard in 2 days?

Acceptable across India on online & offline transactions

Get EMI options on each transaction

Get category based dynamic limits & control via EarlySalary App

No annual or renewal fees

Prepay anytime at no extra cost

Where you can use SalaryCard?

With a few clicks, a digital version of your SalaryCard will be activated. Additionally, you can get a physical/plastic version of the SalaryCard for free through the app. Go ahead and enjoy the benefits of the SalaryCard!

icon

Shopping

Get up to 2X of your limit to spend on those impluse buys & repay in up to 6 EMIs

icon

Travel

Now plan your dream vacation with 2X limit on card & repay in up to 6 EMIs

icon

Electronics

Get the gadgets you've been eyeing with 2X limit & repay in up to 6 EMIs

icon

Medical & Insurance

Keep your health in check when 2X limit is available along with the option to repay in up to 6 EMIs

icon

Education

Upgrade your skill or pay for your kid's education with 5X of limit & option to repay in up to 12 EMIs

How is a SalaryCard better than a Credit Card?

SalaryCardCredit Card
 Power of EMI●  Choose prefered tenure at no cost●  Cost involved to convert any transaction into EMI
 Approval●  Get your virtual card within same day●  Takes up to 14 days to get your card
 Credit Conscious card●  Spend 50% of salary on lifestyle, 200% on education; spends capped for each category to keep you from spending much on higher risk categories●  Same limit across all categories without any control where you are spending
 Category wise limit●  Dynamic limits available to be used across categories●  Single limit across any transaction
 Impact on bureau score●  Using 100% of limit & repaying on time boosts your credit score●  Using more than 30% of your credit card limit impacts your score negatively

Know more about SalaryCard

You can only make transactions above ₹ 3,000

By default, your EMI tenure is set to its maximum. Choose your preferred EMI tenure before the transaction from the EarlySalary App

Pick the ‘Debit Card' option when completing any ecommerce transaction

SalaryCard usage is exclusive to India

Withdrawl of cash is not permitted using SalaryCard. For cash needs, use your EarlySalary App & transfer instant cash to your account!

hero-banner

Frequently Asked Questions

Featured In

The industry recognises us as much as our customers love us! EarlySalary has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!

Mid Day
Times of India
Outlook India
Economic Times Tech
Sakal Times
YourStory