SalaryCard is India’s first end-to-end digital card, delivered to you in minutes inside the EarlySalary app. It lets you transact on EMIs on any website across shopping, travel, wellness, education categories.
You can control spending limits for each of the above categories & also choose your repayment tenures, all on your phone. You get offers that let you save up to Rs.12,000 across shopping, travel, education etc. It’s an end-to-end digital card that offers zero-touch application process, card activation, transactions & repayments.

SalaryCard comes with some exceptional advantages over a regular credit/ debit card. Here’s how:

• SalaryCard is instantly activated for you on the EarlySalary app & available for transaction, rather than taking days of application processing, documents/ signatures and delivery of physical card
• Unlike credit cards, where converting your bills into EMIs impacts your credit score negatively, availing EMIs via a SalaryCard helps you boost your credit score.
• It comes at zero processing fees, zero subscription fees, zero renewal fees and zero annual fees
• You can easily save up to Rs. 12,000 round the year with offers on all major fashion, travel, shopping, medical portals
• Unlike other cards, SalaryCard is a Credit Conscious card, wherein you get more limit to spend on essentials medical expenses, education etc. while a comparatively lesser limit on expenses like shopping, travel etc.

• Enjoy higher limits from EarlySalary
• Convert your shopping into EMIs at any website
• Set a default EMI tenure for all or select transactions
• Say goodbye to processing fees on EarlySalary transactions
• Avail unique offers offered by RuPay & save up to Rs. 12,000 round the year on shopping, fashion, travel, wellness etc.
• Prepay anytime at no extra cost
• No card activation fee or annual charges
• No physical card required, activate and start using your digital SalaryCard in minutes

You can use your SalaryCard to do any transacations online above Rs. 3,000. Just add your card in the debit card section when doing any transactions online

Soon, you’ll also be able to do transactions via Pay & Scan method at any store.

All charges will be levied on the subsequent loan taken after completing each activity.

You can save up to Rs. 12,000 round the year on shopping, travel, medical treatments, education etc. by transacting with your SalaryCard. You will be notified via SMS /Email for all new offers. You will also enjoy special benefits as offered by EarlySalary from time to time.

Click on ‘Activate SalaryCard’ >> Confirm >> Answer 2 security questions >> Create a 6-digit passcode >> Your Digital SalaryCard will be instantly activated!

You can repay your EMIs using the EarlySalary app.

Your repayment date is the same as that of your other loans. (View your repayment date on the Repay section of the app).

Block your SalaryCard through our app/website/hotline with no questions asked! If you want to get another card, you can get one, again, with no questions asked!

Enjoy higher limits and unique offers on the app! No processing fees for any transaction! No annual or renewal fees. Just get an EMI at any store or website!