Medical Loan

Managing money matters can be an unnerving experience. Add medical emergency scenarios to them and it can be a daunting experience for anybody, especially for a salaried professional. With limited cash resources, quick medical loans can be your saviour in such frightening times. At EarlySalary, we’re more than happy to assist our customers with instant loans for medical procedures. Featuring no prepayment charges, you can get a quick loan for medical treatment payments right from your smartphone. Avail upto ₹ 5,00,000 as loan for medical expenses when you apply for medical loans in India through the best instant loan app. We at EarlySalary will act as your financial blanket in the wake of any medical emergencies.

Already have an account, Sign in
Apply Online
Low Paper work
High Approval
Transfer To Your Bank

Looking For a Medical Loan?

Medical emergencies are inevitable. Not only are mentally stressful, they can heavily disrupt our monthly budget. In other words - they not only drain us emotionally, but also dry out our financial resources. Facing a cash crunch at times like these is an unsettling experience. But you don’t have to fret. We at EarlySalary provide medical loans with easy repayment procedures to our customers. Are you looking for a loan for medical treatment? Or looking for a quick loan for medical bills payment? We at EarlySalary are at your service. Our personal loans for medical procedures are available at interest rates as low as ₹ 9/day. You can get an amount upto ₹ 5,00,000 for medical emergency loan. Using the best instant loan app, you can get medical loans with a few clicks wherever you are. But it’s not just medical loans for surgery in India (or other requirements) that we deliver quickly and easily. We also assist medical professionals through our instant loans for medical professionals. Also our loan policy is aimed at providing educational loans for medical students.

Features for Personal Loan

Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.

  • Instant service with an amount ranging between Rs.8000- Rs.5,00,000.
  • Flexible tenure of repayment from 90 to 730 days.
  • Affordable interest rates as low as Rs.9/day for Rs.10,000.
  • No prepayment and foreclosure charges levelled.
  • No questions are asked regarding the need for money and no restrictions are applied on it’s usage.

How to Apply for Personal Loan

Not just cash, you can use your EarlySalary limit to do more.


How to Apply for Personal Loan

Not just cash, you can use your EarlySalary limit to do more.

Click “Start your Application” Button

Fill the information required

After approval , we’ll ask you to complete your KYC documentation online.

No annual or renewal fees

Prepay anytime at no extra cost


Eligibility for personal loan

In order to get a personal loan, one should pass the following eligibility criteria-

Applicant must be a citizen of India

Applicant must be above 21 years and below 55 years of age

Applicants must be a salaried individual with a minimum salary of Rs.18,000.

Document Required

With an aim of providing hassle free loan procedure, minimum documentation is required to avail a loan. Along with 1 passport size photo and PAN card, an applicant needs to provide any of the following KYC documents as a proof of address.

Aadhar front + Aadhar back

Driving license front + Driving license back

Passport front + Passport back

Voter ID front + Voter ID back

For a quick procedure ensure that all the documents are uploaded in a pdf format and are self-attested.

Personal Loan EMI Calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.

Your EMI Amount is



Loan Amount






Interest rate




Select EMI option

12 Months





What Our Customer Says For Us?

India’s leading Instant Loan App enjoys over a million app downloads, and a rating of 4.2/5 from over 75,000 users.

Blogs For You

Here what people are saying about EarlySalary

This World Health Day: Let’s Stay Secure from Insecurities With ES Medical Loan

The World Health Day is an annual global health awareness day sponsored by the World Health Organization (WHO) and other related organisations that takes place on April 7th every year. The World Health Organization (WHO) organised the First World Health Assembly in 1948. With impact from 1950, the Assembly declared the seventh of April to […]

EarlySalary Insights: Why is Cancer Treatment Still so Expensive?

It has been over 20 years since we began observing World Cancer Day, and ever since, it is observed annually on the 4th of February to increase global awareness of cancer. It is an important day for people battling this terrible disease, survivors, patients who have succumbed to it, and their families, to encourage its […]

What Are Your Last-Minute Funding Options For Medical Emergencies?

Most people rely on health insurance as a funding option when medical emergencies occur. However, a great deal of the Indian population is still uninsured. A staggering 998 million Indians (75% of the country’s population) – more than the population of Europe – are uninsured. Thus, there arises a need to know about alternative funding […]

View all blogsView all blogs

Frequently Asked Questions