education

Air Conditioner Loans

An air conditioning unit is more than a necessity in a country like India, where the climate revolves around hot, hotter and hottest throughout the year. Especially with global warming and the current trends of ever rising temperatures, getting yourselves an air conditioning unit is an absolute must. Like most good things available in the market, an air conditioning unit can be quite expensive, and would take away a major chunk of your salary. You don’t have to anymore thanks to EarlySalary’s AC loan app, helping you get your AC unit now, and pay for it later, at your convenience!

Already have an account, Sign in
Apply Online
Low Paper work
High Approval
Transfer To Your Bank

Looking for an Air Conditioner Loan?

Summers in India are quite difficult. With the temperatures as hot as inside a microwave oven, the days and the nights in India are quite difficult to manage. Buying an air conditioning unit would be the obvious solution, but they are quite expensive, and will take a major portion of your salary to buy one. Usually, this would cause a lot of worry, and sometimes, you might decide to live in discomfort and bear through the difficulties. Usually. This will not be the case anymore with the help of EarlySalary’s instant AC loan app, rated India’s best instant loan for air conditioners online for salaried professionals. Avail yourselves a quick, hassle-free loan with interest as low as INR 9 a day, with a flexible repayment schedule, and easy EMIs. Don’t worry, there are no hidden charges or prepayment penalties, and you can always keep track of your repayment status. Download the app now!

Features for Personal Loan

Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.

  • Instant service with an amount ranging between Rs.8000- Rs.2,00,000.
  • Flexible tenure of repayment from 90 to 365 days.
  • Affordable interest rates as low as Rs.9/day for Rs.10,000.
  • No prepayment and foreclosure charges levelled.
  • No questions are asked regarding the need for money and no restrictions are applied on it’s usage.

Instant disbursal up to `2 lakhs

Starting from ₹ 5,000 - ₹ 2,00,000 for a tenure of up to 12 months

Low Cost Shopping EMIs

With auto debit, money gets debited from your salary bank account directly. You can always choose to prepay using the mobile app

Low Cost Travel EMIs

Book your holiday on MakeMyTrip or Yatra and pay in 0 cost 3 EMIs or low cost 6 EMIs

Get a skill upgrade. Pay later

Use your limit to get a skill upgrade course done or pay your child's school fees on EMIs

Instant disbursal up to ₹2 lakhs

Get an approval up to `2 lakhs credit limit. Transfer to the bank when you need it. Available 24X7dfg

Easy Repayments

With auto debit, money gets debited from your salary bank account directly. You can always choose to prepay using the mobile app

Affordable Interest Rates

Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.

No prepayment charges

You can repay before the tenure ends with no worry about any prepayment charges. No foreclosure charges or penalty.

How to Apply for Personal Loan

Not just cash, you can use your EarlySalary limit to do more.

ApplyForPersonalLoan

How to Apply for Personal Loan

Not just cash, you can use your EarlySalary limit to do more.

Click “Start your Application” Button

Fill the information required

After approval , we’ll ask you to complete your KYC documentation online.

No annual or renewal fees

Prepay anytime at no extra cost

ApplyForPersonalLoan

Eligibility for personal loan

In order to get a personal loan, one should pass the following eligibility criteria-

Applicant must be a citizen of India

Applicant must be above 21 years and below 55 years of age

Applicants must be a salaried individual with a minimum salary of Rs.18,000.

Document Required

With an aim of providing hassle free loan procedure, minimum documentation is required to avail a loan. Along with 1 passport size photo and PAN card, an applicant needs to provide any of the following KYC documents as a proof of address.

Aadhar front + Aadhar back

Driving license front + Driving license back

Passport front + Passport back

Voter ID front + Voter ID back

For a quick procedure ensure that all the documents are uploaded in a pdf format and are self-attested.

Personal Loan EMI calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 2 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.

Loan Calculator
How much would you like?
Disbursement Amount
30,000
₹8,000₹2,00,000
TenureEMI Amount
0

Interest Rate % P.A
Stamp Duty ₹100

What Our Customer Says For Us?

India’s leading Instant Loan App enjoys over a million app downloads, and a rating of 4.⅖ from over 75,000 users.

Blogs For You

Here what people are saying about EarlySalary

Our Republic Turns 71: Has Our Credit Sector Kept Pace?

They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it […]

Sound Financial Advice: Invest more, Spend More.

Why is investing important? It is a question with an obvious but prudent answer. If you are already struggling to manage a monthly budget and repaying debts, you might wonder why should you add another financial task to your to-do list. But, investing might be the most important expenditure of all. Investing is crucial as […]

Don’t let your organization miss the mark of pay equity

While pay equity as a concept is fairly old, its context has continued to evolve with time. Originally leveraged as a tool to combat the adverse impact of unequal pay between people of varying social classes and backgrounds, it is now the de facto term to address gender pay disparity. India has had a good […]

View all blogsView all blogs

Frequently Asked Questions