An air conditioning unit is more than a necessity in a country like India, where the climate revolves around hot, hotter and hottest throughout the year. Especially with global warming and the current trends of ever rising temperatures, getting yourselves an air conditioning unit is an absolute must. Like most good things available in the market, an air conditioning unit can be quite expensive, and would take away a major chunk of your salary. You don’t have to anymore thanks to EarlySalary’s AC loan app, helping you get your AC unit now, and pay for it later, at your convenience!
Summers in India are quite difficult. With the temperatures as hot as inside a microwave oven, the days and the nights in India are quite difficult to manage. Buying an air conditioning unit would be the obvious solution, but they are quite expensive, and will take a major portion of your salary to buy one. Usually, this would cause a lot of worry, and sometimes, you might decide to live in discomfort and bear through the difficulties. Usually. This will not be the case anymore with the help of EarlySalary’s instant AC loan app, rated India’s best instant loan for air conditioners online for salaried professionals. Avail yourselves a quick, hassle-free loan with interest as low as INR 9 a day, with a flexible repayment schedule, and easy EMIs. Don’t worry, there are no hidden charges or prepayment penalties, and you can always keep track of your repayment status. Download the app now!
Features for Personal Loan
Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.
Low Cost Shopping EMIs
With auto debit, money gets debited from your salary bank account directly. You can always choose to prepay using the mobile app
Low Cost Travel EMIs
Book your holiday on MakeMyTrip or Yatra and pay in 0 cost 3 EMIs or low cost 6 EMIs
Instant disbursal up to ₹5 lakhs
Get an approval up to `5 lakhs credit limit. Transfer to the bank when you need it. Available 24X7
Affordable Interest Rates
Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.
How to Apply for Personal Loan
Not just cash, you can use your EarlySalary limit to do more.
Eligibility for personal loan
In order to get a personal loan, one should pass the following eligibility criteria-
Applicant must be a citizen of India
Applicant must be above 21 years and below 55 years of age
Applicants must be a salaried individual with a minimum salary of Rs.22,000.
With an aim of providing hassle free loan procedure, minimum documentation is required to avail a loan. Along with 1 passport size photo and PAN card, an applicant needs to provide any of the following KYC documents as a proof of address.
Aadhar front + Aadhar back
Driving license front + Driving license back
Passport front + Passport back
Voter ID front + Voter ID back
For a quick procedure ensure that all the documents are uploaded in a pdf format and are self-attested.
Our Operational Cities
Personal Loan EMI calculator
Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.
EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.
What Our Customer Says For Us?
India’s leading Instant Loan App enjoys over a million app downloads, and a rating of 4.2/5 from over 75,000 users.
I do not have words to express my experience with EarlySalary. It has been too fast, I would say it was like lightning.
While applying I thought that they would take the usual time for sanctioning as the banks. But I was surprised to see the speed at which the money was credited.
With EarlySalary, I could not believe that the entire process of applying the loan could be done on my phone that too within 10 minutes.
When I tried it myself, the experience was simply amazing. I got the amount into my account in minutes! EarlySalary is the savior! Highly Recommended!
I have had a very good experience. The process was even more seamless the second time when I had applied for a loan.
I also liked how the team interacted with me. It is the exact solution to month-end cash problems. Also, I can use it to pay off my credit card dues.
The App was very good and the interface was user-friendly. Everything starting from the start to end was just great.
I would recommend it to my friends and family and let them know about its benefits as well.
What all I can say about this App is WOW. It is a seriously amazing and hassle-free system.
I got the amount directly in my bank account just after my digital KYC. It is a trustable and secure system. Just go for it.
Blogs For You
Here what people are saying about EarlySalary
They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it […]
Why is investing important? It is a question with an obvious but prudent answer. If you are already struggling to manage a monthly budget and repaying debts, you might wonder why should you add another financial task to your to-do list. But, investing might be the most important expenditure of all. Investing is crucial as […]
While pay equity as a concept is fairly old, its context has continued to evolve with time. Originally leveraged as a tool to combat the adverse impact of unequal pay between people of varying social classes and backgrounds, it is now the de facto term to address gender pay disparity. India has had a good […]
Frequently Asked Questions