hero-banner

Electronic loan

We’re living in an age of electronics. Life without consumer durables is one we’d rather not imagine. And the value they add to our lives is only on a one-way trajectory - upwards. A desire to own and use such products is therefore not only understandable, but justified. But enjoying the advantages of technology appears to be turning into an expensive affair as prices continue to rise. But you don’t have to worry. EarlySalary offers instant consumer durable loans in India for precisely this reason. Get upto ₹ 5,00,000 at lowest interest rates with our best electronic loans, from the comfort of your home.

Already have an account, Sign in
verify-mobile
Apply Online
basic-details
Low Paper work
instant-approval
High Approval
money-transfer
Transfer To Your Bank

Looking For an Electronic Loan?

Do new tech-gadgets fascinate you? Or are you looking to buy a new home appliance? Or are you an early adopter that simply must have all the latest experimental tech? A cash crunch isn’t your friend is you’re looking to purchase a consumer durable product. But there is a one stop solution for all these scenarios. Get an electronic loan from EarlySalary - the leading consumer durable loan provider in the country.

The EarlySalary delivers electronic loans upto ₹ 5,00,000 with no prepayment charges and an entirely digital experience. You can apply for consumer durable loans via the best online instant loan app from your smartphone, and get your amount instantly. The consumer durable loan interest rates are the lowest in the market, enabling instant electronic loans for as low as ₹ 9/day. Getting instant consumer durables loans have never been this easy. We’re here to assist you in purchasing the latest and greatest!

Features for Personal Loan

Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.

  • Instant service with an amount ranging between Rs.8000- Rs.5,00,000.
  • Flexible tenure of repayment from 90 to 730 days.
  • Affordable interest rates as low as Rs.9/day for Rs.10,000.
  • No prepayment and foreclosure charges levelled.
  • No questions are asked regarding the need for money and no restrictions are applied on it’s usage.

How to Apply for Personal Loan

Not just cash, you can use your EarlySalary limit to do more.

ApplyForPersonalLoan

How to Apply for Personal Loan

Not just cash, you can use your EarlySalary limit to do more.

Click “Start your Application” Button

Fill the information required

After approval , we’ll ask you to complete your KYC documentation online.

No annual or renewal fees

Prepay anytime at no extra cost

ApplyForPersonalLoan

Eligibility for personal loan

Must be a Salaried-employee with in hand salary ₹ 22,000 (Metro Cities) & 20,000 for (Non-Metros)

Must Be above 21 years & Below 55 years of age

Must be a resident of india

Document Required

Pan Card

Address Proof

ID Proof

3 Month Salary Slip ( PDF) - Not mandatory for all customer

Personal Loan EMI Calculator

Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.

EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.

Loan Calculator
How much would you like?
Disbursement Amount
30,000
₹8,000₹2,00,000
TenureEMI Amount
0

Interest Rate % P.A
Stamp Duty ₹100

Here’s why our customers love us

India’s leading Instant Loan App enjoys over a million app downloads, and a rating of 4.2/5 from over 75,000 users.

Blogs

Here what people are saying about EarlySalary

Financial Wellness in India and the Technologies Aiding It

There’s no stress like financial stress. Money plays a very important role in our lives and not having enough money could disrupt our health, both physical and mental. Not to forget the impact it would have on the performance at the workplace. In the light of increased workload and pressure, employers are now taking the […]

5 Reasons A Salary Advance Is All We Need

For a lot of students fresh out of college plunging straight into the work environment, it can be understandably difficult to keep up with all the added expenses. Employees often find themselves either borrowing money from home or living a very frugal lifestyle towards the end of the month. This isn’t very uncommon – setting […]

Millennials Earn Less, Spend More on Themselves During the Holiday Season

Muskan, a 25-year-old photographer, has just ventured into this professional field. Her education field was psychology. But by the end of her masters, she decided to do away with it, and make a career in photography. At 25, where most millennials start earning and supporting their family, Muskan is still living off of her parents’ […]

View all blogsView all blogs

Frequently Asked Questions