We’re living in an age of electronics. Life without consumer durables is one we’d rather not imagine. And the value they add to our lives is only on a one-way trajectory - upwards. A desire to own and use such products is therefore not only understandable, but justified. But enjoying the advantages of technology appears to be turning into an expensive affair as prices continue to rise. But you don’t have to worry. EarlySalary offers instant consumer durable loans in India for precisely this reason. Get upto ₹ 5,00,000 at lowest interest rates with our best electronic loans, from the comfort of your home.
Do new tech-gadgets fascinate you? Or are you looking to buy a new home appliance? Or are you an early adopter that simply must have all the latest experimental tech? A cash crunch isn’t your friend is you’re looking to purchase a consumer durable product. But there is a one stop solution for all these scenarios. Get an electronic loan from EarlySalary - the leading consumer durable loan provider in the country.
The EarlySalary delivers electronic loans upto ₹ 5,00,000 with no prepayment charges and an entirely digital experience. You can apply for consumer durable loans via the best online instant loan app from your smartphone, and get your amount instantly. The consumer durable loan interest rates are the lowest in the market, enabling instant electronic loans for as low as ₹ 9/day. Getting instant consumer durables loans have never been this easy. We’re here to assist you in purchasing the latest and greatest!
Features for Personal Loan
Our cash disbursement process backed by PCI DSS app is highly secure. We provide 24×7 service where repeat loans can be applied anytime of the day.
Low Cost Shopping EMIs
With auto debit, money gets debited from your salary bank account directly. You can always choose to prepay using the mobile app
Low Cost Travel EMIs
Book your holiday on MakeMyTrip or Yatra and pay in 0 cost 3 EMIs or low cost 6 EMIs
Instant disbursal up to ₹5 lakhs
Get an approval up to `5 lakhs credit limit. Transfer to the bank when you need it. Available 24X7dfg
Affordable Interest Rates
Pay a minimal interest for the cash loan, as low as Rs 9/day for Rs.10000 borrowed. So if you borrow 20K for 10 days, you only need to pay Rs.180 as interest.
How to Apply for Personal Loan
Not just cash, you can use your EarlySalary limit to do more.
Eligibility for personal loan
Must be a Salaried-employee with in hand salary ₹ 18,000 (Metro Cities) & 15,000 for (Non-Metros)
Must Be above 21 years & Below 55 years of age
Must be a resident of India
3 Month Salary Slip ( PDF) - Not mandatory for all customer
Our Operational Cities
Personal Loan EMI Calculator
Skip the manual calculations. Use the EarlySalary EMI Calculator to accurately determine your repayment amounts, interest charges, and more.
EarlySalary's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. EarlySalary offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With EarlySalary, you can even prepay your loan amount with no additional charges.
Here’s why our customers love us
India’s leading Instant Loan App enjoys over a million app downloads, and a rating of 4.2/5 from over 75,000 users.
I do not have words to express my experience with EarlySalary. It has been too fast, I would say it was like lightning.
While applying I thought that they would take the usual time for sanctioning as the banks. But I was surprised to see the speed at which the money was credited.
With EarlySalary, I could not believe that the entire process of applying the loan could be done on my phone that too within 10 minutes.
When I tried it myself, the experience was simply amazing. I got the amount into my account in minutes! EarlySalary is the savior! Highly Recommended!
I have had a very good experience. The process was even more seamless the second time when I had applied for a loan.
I also liked how the team interacted with me. It is the exact solution to month-end cash problems. Also, I can use it to pay off my credit card dues.
The App was very good and the interface was user-friendly. Everything starting from the start to end was just great.
I would recommend it to my friends and family and let them know about its benefits as well.
What all I can say about this App is WOW. It is a seriously amazing and hassle-free system.
I got the amount directly in my bank account just after my digital KYC. It is a trustable and secure system. Just go for it.
Here what people are saying about EarlySalary
There’s no stress like financial stress. Money plays a very important role in our lives and not having enough money could disrupt our health, both physical and mental. Not to forget the impact it would have on the performance at the workplace. In the light of increased workload and pressure, employers are now taking the […]
For a lot of students fresh out of college plunging straight into the work environment, it can be understandably difficult to keep up with all the added expenses. Employees often find themselves either borrowing money from home or living a very frugal lifestyle towards the end of the month. This isn’t very uncommon – setting […]
Muskan, a 25-year-old photographer, has just ventured into this professional field. Her education field was psychology. But by the end of her masters, she decided to do away with it, and make a career in photography. At 25, where most millennials start earning and supporting their family, Muskan is still living off of her parents’ […]
Frequently Asked Questions