Credit – Underwriter

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About EarlySalary

EarlySalary is an instant line of credit to young working Indian. EalySalary is a pioneer in introducing instant loans & salary advances and has disbursed over Rs.3,500Cr worth of loans on its platform and currently disbursed nearly 100,000 loans a month. EarlySalary has raised multiple arounds of investment from global investors including Eight Roads (Fidelity) Ventures & Chiratae (IDG) Ventures and is considered one of the fastest growing FinTech start-ups in India.With a clear focus to disrupt the finance and banking domain, EarlySalary has built a strong team focused on build Technology, mobile platform, Risk & AI/ML models to better decisioning and real time lending. As a full stack lender we manage both sides of the business building better technology and products for powering our lending platform and build ML models for better risk mitigation and giving real time decision to our customers.

Our ML & Risk Analytics Stack & Practice is focused on building better Risk Score Card & building high amount automation. EarlySalary is considered one of the fastest & most automated lenders in the Industry.

Job Description:-
1.Responsible for underwriting personal loan applications by analysing customer credit reports &
analysing customer banking transactions as a part of credit checks & evaluation
2.Take sound credit decisions on the basis of available information and using various internal &
external tools .

  1. Track credit processes and monitor adherence to all compliance and regulatory norms as well as
    company policies and permitted TAT
  2. Focus on maintaining the delinquency rates within the permissible limits.
    Desired Candidate Profile:-
    *Looking for a candidate who is flexible to work as per business requirement.
    *Good understanding of personal loan underwriting process.
    *FinTech exp will be appreciated.
    *High degree of conviction in decision making
    *Require Minimum 2-3 years of work experience required.

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